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United Bank for Africa (UBA) Kenya has returned to profit, reporting a net earnings of Sh426.8 million for the year ending December 31, 2025, a turnaround from a loss of Sh586.75 million recorded in 2024.
The recovery was largely driven by a strong 76 percent increase in customer deposits, which grew to Sh16.1 billion, boosting the bank’s financial base.
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The bank also revealed it received additional capital support from its parent company, United Bank for Africa Plc, enabling it to meet the Central Bank of Kenya’s minimum core capital requirement of Sh3 billion.
Board Chairman George O. Otieno described the return to profitability as a major milestone, noting it reflects the parent company’s confidence in the Kenyan market.
UBA Kenya said the capital injection strengthens its growth prospects and enhances its capacity to support key sectors of the economy.
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The lender further disclosed a $150 million investment in the government’s Road Securitization Programme, aimed at improving liquidity for contractors, speeding up road construction, and helping complete stalled infrastructure projects.
According to the bank, the move underscores its commitment to financing infrastructure development and expanding structured finance solutions in Kenya.
